First of all, what is a Home Care Package? An in Home Care Package is a package that can be subsidised by government funding. It is ideal for those wanting to continue to live at home, but require a basic or more extensive level of care from a trained carer. There are four levels available (all of which are listed below), and the level that you choose will depend on whether you need a helping hand with something as minimal as washing or if you require a far higher level of care such as full medical support from a nurse.
Home Care Packages
Have you been approved for a Home Care Package? Find out how we can help
Home Caring offers an array of Home Care Packages that can be tailored to your needs. Focused on providing you with the highest level of care, Home Caring is the first port of call for those looking for Home Care Packages across New South Wales, Victoria and Queensland. Home Caring knows that you want to still retain your independence. That is why these bespoke packages can give you the best of both worlds. Supporting you in your home whenever you need it, every carer within the Home Caring family has to undergo thorough identity checks and personal interviews to make sure that they are experienced, will give you high-quality care and that you are kept safe whilst you are in their care.
Home Caring has four core values at its heart: care, quality, innovation and excellence and these are carried through to the services that we provide. Offering help for those who require aged care, dementia services, disability care, palliative care and more, the individuals that require our support are the top priority.
It is important to know that Home Care Packages aren’t just available for an elderly person that needs help within their home. A younger person that has a disability or a mental illness can also be eligible for the packages. They are, however, a long-term solution and are not always suitable for those that are seeking assistance short term.
5 Steps to getting a Home Care Package
If you are interested in getting a Home Care Package, whether it is for you or a loved one, there are five steps that you should follow in order to receive one:
Step 1 – Assess whether or not you need home care
If you are starting to realise that you need a helping hand, maybe it is time to look into home care. A wonderful way to receive support from an expert carer when you need it, there is a variety of packages out there that can be adjusted to suit your needs. This can undeniably be a tough step to take, but with Home Caring’s support, you will get the help you need without having to compromise on living your life to the full.
Step 2 – Register with My Aged Care
If you have decided that home care is right for you or your relative, it is important to register with My Aged Care. You can do this by either visiting their website – myagedcare.gov.au or by calling on 1800 200 422. A quick and easy process, it is an important step in the process of getting approved for one.
Step 3 – ACAT assessment
Also known as an aged care assessment, an ACAT is an assessment done by a team that can include a nurse, occupational therapist and physiotherapist. The assessment needs to be done to approve the level of care and to make sure that part of your package can be government funded. During the assessment, you will be visited by the team at your property. If they declare that you are eligible for a Home Care Package, you will be informed within 10 days by means of a letter. This will state the level that they think is appropriate for you and you will be placed in a national queue that is determined by the priority of care that you need.
Keep in mind, however, that it can take up to a year for a package to become available to you. Alongside your health, they will also take into consideration your personal preference and your living situation.
Step 4 – Research providers in your area
Whilst you are waiting to be allocated to a Home Care Package, you can get in contact with Home Care Package providers that are in your area. With Home Caring, you can either get in contact via the phone or by email. You can also book a free consultation by filling out the easy-to-use form on the homepage. Home Caring will inform you of how much each of the packages cost and what they will entail.
Step 5 – Decide on a provider
When you have decided on the right provider, you have 56 days to confirm which Home Care Package agreement you want to go with. Once confirmed with both My Aged Care and Home Caring your package will begin within 2 weeks. Once this has begun, it is a good idea to talk with Home Caring about the best way that you can meet your goals and needs. By budgeting out what you need to spend every day and if you want to plan for a future event, you can make the most out of the funding.
What are the levels of Home Care Packages?
As mentioned above, the ACAT team will help to determine the level of package that’s suitable for you. But what is the difference between the Home Care Packaging levels and what government funding is available?
Home Care Level 1
Level 1 is the most basic level of care that is available. This simple Home care Package is perfect for those who still want to live independently, but now require support in their day-to-day activities. For example, if you have suffered a recent injury or an illness, this level will give you the helping hand that you need. This type of care may include help with the gardening, domestic support or help doing the washing. According to my aged care, the Australian Government funds up to the value of $8,250 with this package.
Home Care Level 2
The difference between level 1 and 2, is that level 2 is more suitable for those with low-level care needs that are still independent. It is ideal for those who require support with things such as personal care, transport, shopping, podiatry, gardening and exercise classes. According to my aged care, the Australian Government funds up to the value of $15,000 with this package.
Home Care Level 3 –
Home care level three is appropriate for individuals that require an intermediate level of care. This can include medication and treatment support, social support, transporting the client to and from places, allied health support, help with gardening and also modifications to the home itself, such as installing ramps and rails. According to my aged care, the Australian Government funds up to the value of $33,000 with this package.
Home Care Level 4 –
The highest level of the Home Care Packages, home care level four includes supporting people who need a high level of care. Perhaps the most personal and private Home Care Package it involves visiting the client every day, up to twice a day and the carers are on hand daily to assist with social support, transporting them to and from a destination, nursing support, allied health, gardening and more. Ideal for those suffering from conditions such as dementia, According to my aged care, the Australian Government funds up to the value of $50,200 with this package.
Things to consider
As with everything, there are some things to consider with a Home Care Package. Firstly, the amount of government funding that you receive is dependent on whether or not you pay an income-tested care fee. When working out the cost of Home Care Packages, take this into consideration along with how much you will have to pay the provider. They are also only fully subsidised if you are on a full pension.
There are also certain things that you can’t pay for with the Home Care Package funds. This includes any holidays that you wish to take, if you want to go to a sporting event or pay for an entertainment activity, eating out, your mortgage payments or rent, home modifications and more.
Boasting over 250 carers across Australia, Home Caring is an NDIS and Aged Care Approved Provider. If you are currently on a package but want to change your provider to Home Caring, get in touch today and the team will take you through the transition process. You want to get the most out of your Home Care Package and Home Caring will make sure that this will happen. Similarly, if you want to change the level of the Home Care Package, don’t hesitate to ask. You will be guided through submitting a new ACAT assessment request.
What else do you need to know?
No matter which Home Care Package you decide on, each month you will receive a statement from Home Caring that states what funds are available to you. It will also outlay what has been spent during the month from the agreed budget plus any other charges that you had previously agreed to. If there are any unspent funds from the month, this will be carried over to the next month or to the next year if it is December. This is a clever feature of the packages which allows you to keep track of the money that is coming in and out and means that you can organise your life around the funding if you wish.
Home Caring knows that you want to find the best solution for your loved one or for your own personal care. That is why we are here to make sure that you receive the support you need. It might seem daunting to learn what care level package you need. But with the help you will receive, you can still live as independently as you want whilst still being looked after. Each of the carers will make sure that they are giving you the appropriate treatment and care that you need. Everyone is comfortable within their home, and that is why a Home Care Package is a great choice. Full of happy memories and an area that you feel comfortable in, there are many reasons as to why more and more people are now deciding to apply for a Home Care Package rather than applying for a care home.
But with this high demand comes the long wait for a Home Care Package. To make sure that you get the care that you need as soon as possible, it is important that you get into contact with my aged care as soon as possible. The sooner you do, the sooner you will be allocated a package. Home Caring will also discuss the fees with you, to make sure that you are comfortable with how much you are paying for the Home Care Package alongside the government funding. Perfect for all budgets, these Home Care Packages give you the home assistance you need whilst allowing you to still fully make the decisions on the level of care.
The team are also on hand 24/7 to make sure that you are getting the care that you need when you need it. It can be lonely living by yourself, and we want to make sure that you are fully comfortable in your home environment and performing your routine, day-to-day tasks.
If you are still unsure as to whether this a Home Care Package is right for you, get into contact with the Home Caring team today and we will take you through the process of applying and the steps to become eligible for one. If you have been assessed and you are eligible, you can also keep track of your service status online. These are just some of the benefits of getting your Home Care Package through Home Caring.